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Want To Take Advantage Of Rising Home Values & Tap Into A Line Of Credit Of Up To $400,000 Quickly?
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A fast, simple way to get your home equity line

Let your home earn you a better rate. Consolidate high-interest credit card or personal debt.

A fast, simple way to get your home equity line

Let your home earn you a better rate. Consolidate high-interest credit card or personal debt.

Approval in 5 minutes. Funding in as few as 5 days.

100% online application

No need to go digging for paperwork. Just link your accounts and we'll take care of the rest.

Enjoy a competitive, fixed rate

You can borrow up to $400,000.

Option to redraw up to 100%

Take advantage of the option to redraw up to 100%.

Online support and video notary

Quick response time and online notary in most circumstances.

What can I use a home equity line of credit for?

A HELOC can be used for many different purposes, such as:

Debt consolidation

Education

Solar panels

ADUs

What types of properties are eligible for a HELOC?

WCL offers loans on:
 - Single family residences
 - Condos
 - Townhouses
 - The property may be the applicant's primary residence, secondary             residence or investment property.
Why Consider Refinancing?

Homeowners are lucky to have this rare opportunity.

Rates have literally never been as low as they are now.

And it's unlikely we'll ever see such a thing again!

This economic environment has made it possible for the vast majority of homeowners to benefit from refinancing, whether they want to... 

  • Save $100's each month or $10,000's on their loan overall
  • Use the funds to pay down higher interest debts
  • Make improvements to their home
  • ​Skip a mortgage payment or two
  • ​Shorten or lengthen the term of their mortgage
  • ​Get cash out to invest in other opportunities.

But no matter what you could benefit most from, it would be a mistake not to take advantage of this opportunity!

No one knows exactly how long rates like this will last, but they probably won't like this forever!

Why Take Our Refinance Quiz?

This quiz was designed with two purposes in mind.

The first being so you could get a quick assessment on whether or not refinancing would make sense for your situation or be possible.

The second is to introduce you to us.

We've put together this free resource to provide genuine, cost-free assistance from one of the best lenders on the planet (and all lenders are not created equal).

We wanted to help as many people possible save money or make wise financial decisions. Our community and country need this kind of advice more than ever and we've stepped up.

When you take this quiz, if we think we can help you reach your goals, we'll let you know and provide no-cost information, guidance and quotes.

To provide no-cost, truly personalized results, we recommend providing the most accurate answers possible. 

  • We're NOT asking anything overly personal
  • We will NEVER sell or share your information
  • ​We're NOT collecting sensitive info on the quiz (like social security numbers or other data)
Who Can Benefit From Refinancing

There are a lot of factors to be considered, but as a general guide...

...if your mortgage rate can be reduced by 0.75% or greater, it will usually make sense to refinance.

Of course we'll help guide you on that after taking the quiz.

And for a large number of people, this will be a real possibility. 

And when we provide quotes, we'll break down the savings or cash out potential for you!

Recent statistics show that... 

...there are about 5 Billions Dollars worth of mortgages currently on the market that could benefit from a refinance.  

That's a lot of mortgages and yours could be one of them!

We Certainly Hope We Can Help You!

Start the quiz now so we can help assess your situation and begin locking-in low rates while they're still here.

©2025 West Capital Lending - NMLS# 1566096 -
DRE# 02022356. All Rights Reserved
(www.nmlsconsumeraccess.org). We are an approved equal housing lender. This page was last updated on 02/26/2025.
 
 
 
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License Information - For complete license information, click link here https://westcapitallending.com/licensing
 
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT www.sml.texas.gov. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT www.sml.texas.gov.